Baccarat Overview
 Baccarat is
one of the easiest card games you can expect to play at any
online casino, which is great news!
The objective of baccarat is to bet on a 'side' whose cards have
a total point value closest to 9. There are three sides to
choose from: the 'Player', the 'House' or a 'Tie'.
It is important to understand that all betting in Baccarat takes
place before the first card is dealt. Once the cards are dealt,
you have no further input or control over the outcome of the
hand.
Baccarat Card Values
In baccarat cards are valued as follows: Picture cards and 10
cards count as 0, 2 to 9 cards keep their value and aces count
as 1. At no point during the game can the card count ever be
higher than 9.
For instance, if you are dealt two 9s, the point value is taken
as 8, not 18. 9 and 6 is taken as 5, not 15. You get the idea.
The dealer deals two cards face up for the player and two cards
face up for the house. If the cards total 9 or 8 for one or both
of the sides, then the hand is over and the bets are paid out
according to the bets placed. An 8 or 9 is known as a 'natural'
in baccarat.
For example, if you bet on the house and the house points total
9, you will be paid out. If you bet on the house and both sides
are tied at 9, you will lose your bet.
However, what if after the initial cards have been dealt, there
is no natural and no tie? In this case, the baccarat dealer can deal one
more card to each side as long as the following rules and
conditions are met:
If the total of the initial player hand is 6 or over, an extra
card cannot be dealt. If the total is 5 or under, an extra card
can be dealt. If the total of the initial house hand is 7 or
over, an extra card cannot be dealt. If the total is 2, 1 or 0,
an extra card can be dealt.
Baccarat Winning Hands
Should the house cards add up to 3, and the player's 3rd card is
anything except 8, the house will be dealt an extra card. If the
house's baccarat cards add up to 4, and the player's 3rd card is anything
except 9,8,1 or 0, the house will be dealt an extra card.
If the house cards add up to 5, and the player's 3rd card is a
7,6,5 or 4, the house will be dealt an extra card. Finally, If
the house cards add up to 6, and the player's 3rd card is a 7 or
6, the house will be dealt an extra card.
In terms of online baccarat betting and payouts, a winner house
hand pays 1:1, a winner player's hand pays 1:1 and a winner tie
pays 8:1.
Minimum and maximum bets will differ depending on the online
casino and the particular baccarat game you are playing.
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